Affiliate Disclosure
Last updated: July, 2026
In short: Some links on Billtoolbox are affiliate links. If you click one and sign up for or buy something, we may earn a commission — at no extra cost to you. This never changes what we recommend.
In accordance with the FTC’s Guides Concerning the Use of Endorsements and Testimonials, the UK’s Advertising Standards Authority (ASA) rules on affiliate marketing, and Google AdSense program policies, we disclose the following relationships between Billtoolbox and the brands we write about.
What This Means
When you click certain links on this Site — in articles, comparison tables, or product cards — and go on to sign up for a free trial, purchase a product, or take another qualifying action, the company involved may pay us a referral commission. This is standard practice across the publishing industry and is how many free, ad-supported and review websites (including this one) fund the research and writing that goes into each guide.
This arrangement never costs you anything extra — the price you pay is the same whether you use our link or go directly to the company’s site.
Affiliate Programs We Participate In
| Category | Programs |
|---|---|
| Accounting & Invoicing Software | FreshBooks, QuickBooks (CJ Affiliate), Xero (PartnerStack), Wave, Sage |
| Bitcoin & Crypto Hardware | Ledger, Trezor |
| Payments & Money Transfer | Wise, Stripe, Square |
| General Retail | Amazon Associates (US/UK/CA), ShareASale |
| Link Monetization Network | Skimlinks (auto-converts eligible outbound links into affiliate links) |
We also display advertising via Google AdSense, which is a separate, non-affiliate form of monetization (ads are served based on the page content and visitor — not a referral relationship with the advertiser).
Our Editorial Independence
- We do not accept payment in exchange for a positive review or a specific ranking
- We compare tools based on publicly available pricing and features, and hands-on testing where possible
- If a free or cheaper tool is genuinely the better fit for a reader, we say so — even when a paid alternative pays a higher commission
- Articles are updated when pricing, features, or our recommendations change
Where You’ll See This Disclosure
Every article that contains affiliate links also includes a short disclosure box near the top of the post. This page is the full, site-wide version of that same disclosure, as required by FTC and ASA guidelines.
Outbound links that are not part of an affiliate program are typically marked rel="nofollow noopener" and earn us nothing — we link to original sources and further reading regardless of monetization.
Questions about a specific link or recommendation? Contact us — we’re happy to explain how any particular article is monetized.